In New York, storm damage and natural disasters are covered under most property insurance policies. The only exceptions are properties that are located in designated flood zones. Any property in a flood zone requires additional flood insurance. A local claims adjuster...
As a licensed driver, you are responsible for keeping an active and adequate insurance policy on your vehicle. Even so, you do not want to spend a lot of money for this coverage. You would prefer that the insurer charge you a fair rate that lets you easily pay for...
Whether you’re still shopping around for a home or have just closed on the deal of a lifetime, homeownership involves significant responsibility. Long gone are the days of ringing your landlord to take care of every issue. For the most extreme problems, you’ll need...
As a business owner, your ultimate goal is to make money rather than lose it. However, if you fail to protect the most vital aspects of your business, you could find yourself paying out money for repairs, medical bills, and other expenses. Rather than risk your...
You've probably heard of the term "audit" before as it relates to taxes. But what does it mean if someone gets audited by the Internal Revenue Service? If you don't already know, that's okay. Many people don't know what an IRS audit is or what it consists of. Here's...