You should never drive any vehicle without buying insurance. Doing so can lead to some serious consequences. Auto coverage is tort coverage that is designed to protect the public. Therefore, you need to buy this insurance to stay legal when you drive.
Make Sure That You Are Covered
About one-fourth of the drivers in Texas drive without insurance or are currently under-insured. Therefore, they do not meet the minimum requirement for auto insurance in Spring, TX or the state. If you are pulled over and do not have coverage, you can pay some pretty stiff penalties and fines. Even if you are a first-time offender, the Court will not go easy on you.
For instance, if you don’t have the minimum coverage, you can pay as much $350 for driving under-insured. Minimum requirements for auto insurance are $25,000 for property damage, $30,000 for personal injury coverage per person, and $60,000 for personal injury protection per accident. Moreover, you will need to pay a surcharge to the DMV when you renew your driver’s license. That amount can amount to as much as $250 per year.
A Big Price to Pay
Never drive without auto insurance, as the rates climb if you are caught without coverage after a first offense. Even if you have established a safe driving record or have received discounts for taking a defensive driving course, you will still need to pay more money in future premiums. All in all, you will need to spend about $1,000 for penalties if you are caught without insurance and it’s your first time.
If you want to prevent this type of incident, make sure that you take out the minimum insurance in Texas. If you cannot afford the coverage, ride the bus, or choose another form of transport until you can afford the protection.
Don’t take chances when it comes to covering your auto. Play it safe, and count yourself as one of the three-quarters of the population who are legally insured. For auto coverage details, contact a company, such as Infiniti Insurance Services Inc. Learn all you can about keeping yourself protected while you drive. You can also connect them on Facebook.
